Expert Financial Planning Services based in Bristol Ifamax Wealth Management

The first step is a 90-minute meeting during which we get to know each other. We’ll explore your core values, goals, risk tolerance, and financial priorities, all to understand what truly matters to you. We’ll also answer any questions about how we can help you achieve your objectives.

We’ll ask you to sign a ‘Request for Further Information’ letter during this meeting. This allows us to contact your existing product and investment providers to gather key details such as charges, penalties, bonuses, and tax implications that could impact your current financial arrangements.

Following our discovery meeting, we will assess your current financial situation and compare it against the goals and values you’ve shared with us. This is where we look at whether you’re on track to reach your financial goals, such as:

• Achieving financial independence at the age you want

• Maximising tax efficiency in your finances

• Supporting your children or grandchildren through education or property ownership

• Affording the lifestyle you dream of — whether that’s travel, a luxury purchase, or securing a comfortable retirement

Some of your existing financial arrangements may perfectly align with your goals, while others might need to be adjusted. We’ll provide a detailed comparison and a clear view of how well your current plan supports your ambitions. The best part? Many firms charge for this service, but we offer it completely free.

In this meeting, we’ll present the results of your diagnostics, discuss any gaps or opportunities we’ve identified in your existing plan, and share suggestions on how we can help you achieve your goals more effectively.

We’ll also explain the necessary changes to your current investments or products, including an overview of any ongoing fees you’ll need to pay. We’ll provide you with clear documentation to review before making any decisions, and you’re not obligated to proceed right away. We want to ensure you feel confident and fully informed before moving forward.

Once you’re ready to proceed, we’ll schedule this meeting to address any final questions or concerns you may have. After this meeting, we’ll begin implementing your tailored investment strategy — precisely as we agreed.

At this stage, we’ll check in to ensure everything is progressing smoothly. We’ll walk you through your first portfolio valuation and explain how it works. If you’d like to track your investments online, we’ll show you how to access your account and keep you informed.

Life changes, and so do your financial needs. We hold regular review meetings to ensure your plan aligns with your evolving goals. We’ll assess your financial risks, explore new tax planning opportunities, and review your portfolio’s performance.

Additionally, if you have any important documents to dispose of, we can take care of the shredding for you — it's all part of our comprehensive service.

Enjoy the convenience and safety of a secure, paperless experience. Each client receives a personalised online account where important files and documents are stored and accessible anytime. Our system is protected by advanced encryption and backed up regularly, ensuring that your information is as secure as possible.

When you bring in paperwork to our meetings, we’ll help you determine which documents are essential and which can be safely discarded. Whether it’s correspondence from us or anything you’ve received in the mail, we’ll make sure you only keep what’s necessary and can confidently shred the rest.

Need to give us instructions? No need for formal paperwork—just call us! We’ll confirm our actions in writing, so you’re always in the loop. For your security, we’ll never request sensitive financial details via email. Instead, feel free to send these via post or deliver them in person.

Your privacy and data security are our top priorities. We strictly adhere to GDPR regulations, only storing data essential to our relationship, and always with your express consent. Using state-of-the-art antivirus and firewall software, we protect against potential threats, detect abnormal server activity, and use advanced encryption for added safety. Additionally, our systems are regularly updated to maintain robust security.

We are a Bristol-based company serving clients across the country, including London, the home counties, and the Midlands.

We are happy for clients to visit our Bristol offices, but we can also arrange meetings in our clients' localities. We also use Zoom/video calls.

We aim to be as flexible around you as possible.

At Ifamax Wealth Management, we believe in transparent pricing. Our financial planning service has no initial charge, and we charge an annual fee of just 1% per annum.

There’s no one-size-fits-all answer. Whether building wealth, preparing for retirement, or managing inheritance tax, financial planning can support you at every stage of life.

Yes, our initial consultation is completely free of charge and without obligation. It’s a chance for us to understand your financial goals and for you to learn how we can help you achieve them.